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Payments & schedules on PaySmallSmall

Last updated on Dec 19, 2025

Your payment schedule

PaySmallSmall supports:

  • Daily payments (great for daily earners)

  • Weekly payments (great for weekly earners)

  • Monthly payments (for monthly earners)

“Pay as low as …” – what it means

Sometimes you’ll see a message like:

  • “Pay as low as GHS 83/week”

This is an estimate based on a popular plan option.

Your exact schedule depends on:

  • the plan duration you choose

  • your eligibility

  • any service charges (like price protection)

You’ll always see the exact payment breakdown before you confirm.

Paying extra / paying early

Yes. You can pay extra or lump sums at any time.

Extra payments:

  • reduce your remaining balance

  • can clear upcoming installments

  • can help you qualify for Early Pickup faster

Grace period and missed payments

If you miss a payment, Motito provides a short grace period to catch up.

If you remain unpaid after the grace period:

  • the installment becomes overdue

  • your RepScore may drop

  • some perks (like Early Pickup) may be affected

Late fees

Motito aims to keep PaySmallSmall as a layaway‑style product.

We generally avoid “late interest.” The main consequence of late payment is:

  • RepScore impact

  • eligibility impact